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| Certification | Certification Requirements | Upload Requirement |
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ExamplesIssue |
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Public &/or Product Liability Insurance |
- Company name on document must match the details registered in Onsite Track Easy and ABN if listed
- We can accept ‘PTY LTD’ or ‘(Pty) Ltd’ in lieu of ‘Proprietary Limited’ when this is the only difference in the company name between what’s shown on company compliance paperwork verse what’s shown in onsite.
- If a certificates states a company name and ‘its subsidiaries’ then this is ok to accept where the contracting partner is listed on the certificate, please add to the business rule for future reference
- The actual public liability amount must meet or exceed AUS$20,000,000
- All accepted Public Liability policies must be a minimum of 20 million dollars Australian, or equivalent in US Dollars or Euro, for any one occurrence.
- If the amount shown on the document is not listed as an Australian Dollar amount (e.g. US or EURO), use a currency converter to check the amount - if the conversion at the verification processing time meets the required Australian Dollar amount the document can be approved. In the Comment Field please enter the confirmation that the currency converter process has been completed e.g. ‘Currency Converted and meets the AUD minimum amount required’.
- Please record certificate validity dates as per document
| Accepted: | Requires Approval: | Not accepted: |
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Public Liability Public and Products Liability Broad form Liability General and products "Combined general liability insurance" when "Public and product" level of insurance is included | General Liability Business Liability Legal Liability Umbrella Liability | IT Liability Product Only |
- If a certificate is submitted and refers to the liability cover under another name (as mentioned in the table above, under “REQUIRES APPROVAL”), we will need to request from the company a revised certificate of insurance naming the contracting partner
- If the document is not one of the “ACCEPTED” forms of Public Liability types, it must be referred to BHP Mt Arthur for approval.
| - Business Name and ABN needs to match. If it doesn't match, government certified evidence must be provided to link the ABN or business names together. This is ideally a letter or download from ABR showing the linkage;
- Minimum amount of 20 million dollars Australian for any one occurrence; Coverage amount to be recorded;
- Must be a minimum amount of $20 million for Public liability
- If the policy amount is not in AUD a conversion at the time of processing is to completed to ensure the non AUD amount is greater than the 20,000,000 AUD amount
- Must list the policy number
- Must be current
Acceptable types; - Public liability - $20,000,000
- Public and products liability - $20,000,000
- Broad form Liability – $20,000,000
- General Liability OR Limit of Liability - only if Public and products liability is listed - $20,000,000
Not Accepted; - Public liability $10,000,000 and products liability $10,000,000
- Product liability Only
Requires Approval; - General liability where Public liability is not listed in the level of coverage
- Business liability
- Legal liability
- Umbrella liability
Self Insurance If the company indicates 'Self Insured' = Letter to be uploaded from the governing body which has approved the self insurance; please click on the following link to see the current list of approved Self Insured companies in Australia: http://www.srcc.gov.au/self_insurance/current_licensees NOTE: The type of policy can be listed in the 'liability limit' section of the policy (e.g. under the class or description it may refer to a policy type that 'requires approval' however under the limit or interest insured section if it refers specifically to an accepted type listed above this would be deemed acceptable. NOTE: If the policy is paid on a monthly basis, the document must show when the recent payment was made or when the next payment is due | |
Expiry - End Date = Coverage end date listed on policy (If the policy is paid on a
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monthly - monthly basis the expiry will be set when the next payment is due)
- Insurer = Insurer will be listed in policy content
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Policy Number = as specified on the policy of - coverage / policy (i.e. Public & Products Liability, Public Liability,
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Broadform Liability, General & Public Liability- Broad form Liability)
- Amount
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Description = Same as item- Name = The type of cover where its liability limit covers any one occurrence (e.g. if the limit of indemnity states $20M any one occurrence in respect of public liability AND in the aggregate in respect of the product liability, we will only record public liability as the amount description)
- Amount = as specified on policy (must be minimum of 20 million AUD or equivalent
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Example of unacceptable insurances: Product Liability - $20,000,000 (Unacceptable as it is only product liability - Public liability needs to be includedPublic Liability Policies under $20,000,000A Policy where the minimum insured amount is split amongst the different types of cover
E.g. Products Liability $10,000,000 and Public Liability $10,000,000 = $20,000,000. Examples of acceptable insurances: - Limit of Liability
- Public Liability $20,000,000
- Public & Products Liability for any one occurrence $20,000,000
- Broadform Liability $20,000,000
- Commerical Umbrella insurance is acceptable if uploaded with a public and product liability policy covering a minimum of $10mil for Public liability and $10mil for Products liability. The expiry will then be the policy expiring first.
Accepted Example for "Combined general liability insurance" when "Public and product" level of insurance is included:  Image Removed
NOTE: The 'CERT Type' data such as Insurer, Policy Number, Item and amount do not be complete when verifying the data for this certification
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